['400 - Canceled Recurring Transaction',
'401 - Cardholder Disputes Quality of Goods or Services',
'402 - Cardholder Does Not Recognize Transaction',
'403 - Cardholder Request Due to Dispute',
'404 - Credit Not Processed',
'405 - Duplicate Processing',
'406 - Fraud Investigation',
'407 - Fraudulent Transaction - Card Absent Environment',
'408 - Incorrect Transaction Amount or Account Number',
'409 - No Cardholder Authorization',
'410 - Non receipt of Merchandise',
'411 - Not as Described or Defective Merchandise',
'412 - Recurring Payment',
'413 - Request for Copy Bearing Signature',
'414 - Requested Transaction Data Not Received',
'415 - Services Not Provided or Merchandise not Received',
'416 - Transaction Amount Differs',
'417 - Validity Challenged',
'418 - Unauthorized Payment',
'419 - Unauthorized Claim',
'420 - Not as Described',
'499 - OTHER']